Responsibilities
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being a diverse and inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for serving as a solution expert and advisor for business banking clients within a market to maximize credit results. Key responsibilities include identifying and analyzing market opportunities to offer/deepen credit with clients and prospects, and advising RMs on credit solutions by providing extensive general industry knowledge, credit expertise, product and process management, sales, and client experience support. The Market Solutions Advisor will join client meetings with the market RMs and MEs, participate in client management process routines focused on driving responsible loan growth and partner with the RM and the credit team closing the deal with the regional and centralized credit partners. The current scope includes supporting Business Banking clients with revenues between $20 – $50 million. Responsibilities: Responsible to help develop and drive market credit strategy as part of the BB market leadership team. Responsible for identifying and analyzing strategic market opportunities to offer/deepen credit with clients and prospects. Accountable for advising RMS on credit solutions for by providing extensive general industry knowledge, credit expertise, product and process management, sales, and client experience support. Maintains and develops relationships with clients with the objective of understanding and helping to address their Credit needs Evaluate and screen current credit health of the client and appropriately challenge assumptions used in the forecasting provided by the client When necessary, assist in the negotiation of the terms and conditions of proposed credit facility with the client Partner with relationship management in subsequent client calling efforts as needed to further assess the credit opportunities, risks, and potential structural considerations Required Skills: Proven track record of executing credit sales strategies that contribute to balance sheet growth 5+ Years of Commercial Credit and Sales experience with effective client facing sales skills Ability to communicate effectively throughout the organization and build strong relationships among Relationship Managers, Risk, Credit Partners, Product Partners and Leadership Strong decision making skills coupled with the ability to communicate rationalization of loan decisions both in verbal and written form Strong understanding of the end-to-end credit process Understanding of various specialized credit solutions, and industry specializations along with established partner relationships Attention to detail, accuracy and overall data quality Ability to lead effectively and develop and implement strategy, specifically related to credit growth. Established internal & external network for self-sourcing new credit opportunities. Desired Skills: Minimum of a BA/BS degree required; Finance, Accounting or Economics majors are preferred. Skills: Business Acumen Collaboration Credit and Risk Assessment Problem Solving Sales Strategy Business Development Innovative Thinking Legal Structures and Legal Forms Market Analysis Result Orientation Client Management Coaching Credit Documentation Requirements Underwriting Written Communications Shift: 1st shift (United States of America) Hours Per Week: 40 Privacy Statement: https://careers.bankofamerica.com/en-us/privacy-notice At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us! Partnering Locally Learn about some of the ways Bank of America is making a difference in the communities we serve. Global Impact Learn about the six areas that guide Bank of America’s efforts to help make financial lives better for customers, clients, communities and our teammates. Diversity and Inclusion Each employee brings unique skills, background and opinions. We see diversity and inclusion as our platform for innovation and a key component in our success. Our Values Learn about our four values that represent what we believe. Pay Transparency: https://careers.bankofamerica.com/en-us/pay-transparency
