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Research & Adjustments Rep II

Logo of Bank of America

Bank of America

On-site

On-site

Regular employment

3 - 6 years of experience

Full Time

Saint Louis, United States

Responsibilities

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being a diverse and inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:
This job is responsible for resolving research and adjustment inquiries within the bank's practices and procedures. Key responsibilities include maintaining internal operational and financial controls and ensuring that they are observed for all assigned cases. Job expectations include ensuring that all cases are resolved in compliance with industry regulations and bank procedures, integrity levels of the department's case management system, and financial controls, and escalating matters or issues to leadership to ensure minimum risk occurs.

Responsibilities:

  • Works on daily incoming exceptions and maintains aged exceptions to a minimum
  • Enters daily entries through internet based applications
  • Performs routine or complex account maintenance depending on client account type
  • Maintains high-volume portfolios
  • Investigates and resolves issues and requests

Skills:

  • Attention to Detail
  • Customer and Client Focus
  • Pipeline Management
  • Research
  • Critical Thinking
  • Decision Making
  • Problem Solving
  • Written Communications
  • Adaptability
  • Collaboration
  • Risk Management

Job Description & Responsibilities:

This role is responsible for completing maintenance on overdrawn, charged off and frozen deposit accounts.  Position requires advanced account review and problem solving skills.  Primary responsibilities include completing maintenance on overdrawn open deposit accounts and researching.  Should understand regulatory and compliance requirements that apply to the process and are able to work within guidelines.  Also, must adhere to internal operational financial controls and ensures that they are observed for all accounts.  May provide support and training to other researchers within the department.
 

Required Skills:

  • Self motivated and goal oriented
  • Ability to adapt quickly to changes in the environment
  • Must be detail oriented, an independent thinker, and able to handle multiple tasks concurrently
  • Must be able to work in a team environment
  • Ability to navigate multiple computer systems
  • Ability to think critically and use sound judgement in decision making
  • Analytical and problem resolution skills
     

Desired Skills:

  • Previous Collections or Recovery experience
  • College degree or commensurate work experience preferred
  • Knowledge of Deposit

Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent

Shift:

1st shift (United States of America)

Hours Per Week: 

40

Required skills

Analytical Skills
Attention to Detail
Client Focus
Collaboration
Compliance
Critical Thinking
Decision Making
Disaster Recovery
Goal Setting
Independent Action
Monetary Collection
Multitasking
Problem Solving
Research
Risk Management
Written communication
Pipelines
Self-motivation
Adaptability
software systems
accounting knowledge
account
English
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